In matters to do with finances, a lot of people are playing catch up with their bills and other financial obligations because their income is not enough. If you think about waiting until you obtain your paycheck then things will go very badly which is why getting a loan that you can pay back when your salary is credited is a better option. It is in four weeks or less which is why there is no problem in waiting.
These loans may come from agents or direct lenders. A lot of people swear by guaranteed payday loans from direct lenders. There are a lot of benefits which can come from this plan. Even so, the best thing is to consider that state of your finances before making a decision.
One of the merits of guaranteed payday loans from direct lenders is that your personal information is processed fast. The faster the processing the faster you can get the money. This is not a privilege you will enjoy with the banks.
When you get a payday loan from a direct lender the money goes directly into your account. As long as the money is in your account there will be no one to tell you how to utilize it. Given that it is money you will be paying back there is no reason why it should come with restrictions. Also, you will get the full amount as opposed to what will happen if the money has to pass through other accounts.
Also, you are sure that you will get guaranteed payday loans from direct lenders as long as you have met the minimum requirements. This is a criterion that favors a lot of people including those with bad credit or unemployed. This would have been a deal breaker were you to go to the bank to apply for the loan.
The fact that the loan limit with the guaranteed payday loans from direct lenders is high makes them attractive as well. You can get up to one thousand dollars in loan. Given that this is money that is meant to solve small emergencies, it will be enough to cater for everything. Thus, your life does not have to fall apart when there are guaranteed payday loans from direct lenders.
You should go this way instead of letting people discourage you from these services. These loans can be a saving grace.